How Much Does Home Decor Cost?

Did you know the average American spends up to $2,500 each year on home furnishings and equipment? That can add up quickly—think throw pillows, picture frames, and decorative accents. Spending varies by location, with residents in some states, such as Indiana, paying even more for home decor.

While upgrading your home with stylish furniture and trendy accessories can be expensive, there are plenty of budget-friendly stores that can help you decorate without overspending.

Top 20 Affordable Home Decor Stores

Below are 20 affordable stores and websites where you can find stylish home decor at lower prices.

1. At Home

At Home is a Texas-based retailer with more than 250 stores across 40 states. Its warehouse-style locations offer a wide selection of decor for every style, room, season, and budget. Customers can join the Insider Perks program to receive discounts and updates on new arrivals.

2. Big Lots

After filing for bankruptcy in 2024, Big Lots made a comeback in 2025 under new ownership. The retailer now focuses on offering closeout deals and discounted brand-name products. Although online shopping is not currently available, customers can visit physical stores for bargains.

3. CB2

CB2, a more affordable brand under Crate & Barrel, features modern furniture and decor. Shoppers can find discounted items in the sales section and enjoy free shipping on many products. The brand also operates stores in major U.S. cities.

4. H&M Home

Known for clothing, H&M also offers a home decor line. H&M Home provides affordable items for bedrooms, living rooms, and bathrooms. Members can access additional savings and benefits.

5. Habitat for Humanity ReStore

This nonprofit resale shop offers donated furniture, appliances, and home improvement materials. Inventory varies by location, and purchases support housing initiatives for those in need.

6. Hayneedle

An online retailer available through Walmart, Hayneedle specializes in furniture and decor, especially for outdoor spaces. It offers free shipping on all orders.

7. The Home Depot

Best known for tools and hardware, The Home Depot also carries furniture, lighting, rugs, and decor. Customers can benefit from price matching, sales, and DIY workshops.

8. HomeGoods

A sister brand of T.J. Maxx and Marshalls, HomeGoods offers discounted home decor, including furniture, rugs, and kitchenware, at over 900 locations.

9. IKEA

IKEA is famous for affordable, ready-to-assemble furniture and modern home goods. With hundreds of stores worldwide, it remains a top choice for budget-conscious shoppers.

10. Urban Outfitters

Once associated mainly with students, Urban Outfitters now offers trendy yet affordable home decor. Its sale section and sustainable product lines provide additional savings.

11. Lowe’s

Lowe’s carries a wide range of home decor items, including furniture, wallpaper, and accents, available both in-store and online.

12. Michaels

Although primarily an arts and crafts retailer, Michaels also sells ready-made home decor such as seasonal items, frames, and wall art. Members can access deals through its rewards program.

13. Nordstrom Rack

Known for discounted fashion, Nordstrom Rack also offers home decor at up to 70% off original prices, with hundreds of locations across North America.

14. Bed Bath & Beyond

Now operating online only, Bed Bath & Beyond sells furniture, bedding, and home essentials. Customers can join its paid rewards program for additional benefits.

15. Uncommon Goods

This retailer specializes in unique, handmade products from around the world. Customers can shop discounted items or join a membership program for perks like free shipping.

16. Wayfair

Wayfair is a popular online store offering a vast selection of home decor and furniture. Frequent sales and free shipping on qualifying orders make it budget-friendly.

17. World Market

World Market features globally inspired decor and furniture at affordable prices, available both online and in physical stores.

18. GoodwillFinds

Goodwill’s online platform allows shoppers to browse and purchase secondhand items from home, offering a convenient way to find unique, budget-friendly decor.

19. T.J. Maxx

In addition to clothing, T.J. Maxx offers a wide range of discounted home decor, including furniture, accessories, and decorative accents.

20. West Elm

West Elm provides stylish, modern furniture and decor at relatively accessible prices. Its clearance sections offer even more affordable options.

4 Tips for Finding Affordable Home Decor

1. Shop at Thrift Stores

Instead of relying solely on online shopping, visit local thrift and consignment stores. You may find unique, high-quality items at a fraction of the original price.

2. Focus on Small Details

You don’t need expensive furniture to transform a space. Simple changes—like adding plants, artwork, or a fresh coat of paint—can make a big difference.

3. Get Creative with Wall Art

Think beyond traditional framed art. Handmade or locally sourced pieces can be both affordable and meaningful, while supporting small businesses.

4. Refresh Secondhand Furniture

Before buying new, consider refurbishing used furniture. With a little effort, you can customize pieces to fit your style—or even resell them for a profit.